Guest post from NEIS program partner Bizcover.
Welcome back to part two of our guide for small business owners managing a work-life balance. In part one we explored how a digital assistant can help make your working day a whole lot easier and the importance of creating a productive workspace. In part two we share tips on how to keep that motivation fire burning and how to protect your business and personal finances when unexpected injury and illness strikes.
I love my job?
There’s no denying we live increasingly fast-paced lives in a 24/7 society, and there will be days where you feel all you do is work. That’s why we need to take a moment and stop to think, why did you get into business in the first place?
What was that driving passion that motivated you to turn that dream into a reality? Reflecting on why you started in the first place can help spark that fire and bring a boost of motivation on those days when the struggle is real.
These are some tips on how you can kick that motivation engine into gear:
- Listen to a business podcast and learn something new
- Watch a TEDx Talk
- Network online. Join other small business groups on social media platforms and connect with other small business owners
- Create visual goal posts. Grab some post-it notes, write down some goals and stick them in a place you can see every day as a constant reminder
Prioritising your business’ and your personal wellbeing is important to the longevity of your business. Creating goals and plans on how to reach them is going to give you drive and purpose – the possibilities are endless.
Healthy habits
As the old saying goes, prevention is better than cure, and that’s why it is important to make taking care of your health a priority. Through a combination of keeping up with regular medical check-ups and appointments and monitoring your overall health you can keep fighting fit!
Here are some of the key medical appointments to remember:
- Dental
- Optometrist
- Regular doctor
- Skin cancer check
When the unexpected strikes
You may feel like a well-oiled machine, but you are human after all and unexpected challenges like accidental injury and sickness can strike when you least expect it.
Something as simple as playing a game of backyard rugby with mates on a Sunday or doing some renovations around the house are prime times when you can accidentally injure yourself, costing you time off work without a cash flow.
There is a good chance that you cannot afford to be out of action, and that’s when you need to consider what safeguards you can put in place to protect your business and your finances.
Personal Accident and Illness insurance is a solid investment when it comes to providing peace of mind if accident or illness were to happen. Here are some of its key features and benefits:
- You can receive up to 85% of your income (up to a maximum amount of $3000 per week) to assist with your business and personal expenses
- You are covered anywhere, anytime in the world, not just at your place of work
- Some insurers offer additional benefits on top of your policy like rehabilitation programs, chauffeur services and return to work assistance
Keeping that work balance between work and a healthy lifestyle isn’t impossible and by implementing a few of these simple tips and tricks you can make your life a whole lot easier.
This post was provided by Bizcover, Australia’s No.1 Small Business Insurance provider and official NEIS provider, allowing you to get multiple insurance quotes and purchase online in minutes. See more at bizcover.com.au. To get a further understanding of how insurance works; and the type of insurance you should consider, please watch the Bizcover eLearning modules for NEIS participants.
For information on FREE small business training with the NEIS program, use the postcode search tool to find your nearest NEIS provider.
